Stablecoin yield is not risk-free.

Stablecoins can lose value, pause redemptions, freeze addresses, change terms, face issuer distress, suffer liquidity shortages, or trade below their intended peg. A stablecoin label does not remove market, issuer, regulatory, or counterparty risk.

• A depeg can reduce the value of deposits, rewards, and withdrawals.
• Issuer or contract actions may affect transferability or redemption.
• Liquidity can vary across chains, venues, and market conditions.

Ethereum, BNB Smart Chain, Polygon, token contracts, approval contracts, mining operations, staking contracts, RPC providers, and indexers can fail or behave unexpectedly. Bugs, congestion, forks, reorgs, bridge failures, oracle errors, or contract vulnerabilities may delay or reduce account activity.

You are responsible for reviewing wallet prompts. Token approvals, transfers, wrong-chain deposits, phishing sites, malicious browser extensions, compromised devices, or exposed seed phrases can lead to irreversible loss.

Yield may depend on mining power, staking contracts, reserve operations, market demand, fees, tier thresholds, and operational decisions. Rates can change, rewards may not accrue as expected, and displayed estimates may differ from actual settlement.

Withdrawal requests can be delayed, reviewed, rejected, or constrained by available yield, principal unlock state, open request status, liquidity, confirmations, security checks, network fees, or operational pauses.

• A pending request does not mean funds have already been sent.
• Principal exits may be subject to different rules than yield withdrawals.
• Network congestion and gas fees can affect timing and final received amounts.

Referral rewards are not guaranteed. They may depend on qualifying downline yield activity, claim status, anti-abuse checks, and app rules. Referral counts, downline numbers, and reward previews may change after review.

Mineverse may be affected by infrastructure outages, provider failures, database issues, wallet-provider changes, legal restrictions, sanctions screening, tax rules, reporting requirements, or changes in digital asset regulation.

You are responsible for understanding whether you may use the app in your jurisdiction and for evaluating any tax, reporting, or compliance obligations that apply to you.